TERMS
Terms governing access to Meridian Allocation.
These Terms govern access to the Meridian website, public research and any paid Meridian subscription service.
By purchasing a subscription or otherwise using a service governed by these Terms, you agree to comply with them.
Operated by: Meridian Allocation
ABN: [INSERT ABN]
Last updated: July 2026
These Terms should be read with the Privacy Policy, Cancellation Policy and Limitations & Disclosures.
Agreement to these Terms
[Insert final wording explaining when the Terms apply, how acceptance occurs and which additional policies form part of the agreement.]
Eligibility
[Insert confirmed minimum age, legal capacity and any geographic or customer-eligibility restrictions.]
Meridian’s services
[Describe the public website, research notes, monthly allocation packets, packet archive and paid subscription service.]
[Clarify what is included and what is not included.]
Research status and limitations
[Insert legally reviewed wording describing the nature and regulatory status of Meridian’s research.]
[Cross-reference the Limitations & Disclosures page rather than duplicating every methodological warning.]
Subscriber access
[Explain how subscriber access is delivered, whether login credentials or access links are used, and the subscriber’s responsibility for keeping them secure.]
[State whether access is limited to one person and whether credential sharing is prohibited.]
Fees, billing and automatic renewal
[Insert subscription price, currency, billing intervals, applicable taxes and payment-provider information.]
[Explain automatic renewal clearly, including when the next payment is taken and how price changes will be communicated.]
Cancellation and refunds
[Summarise the cancellation process and link to the complete Cancellation Policy.]
[Explain when cancellation takes effect, what happens to remaining access and when refunds may be available.]
Link: /cancellation
Acceptable use
[State that users must not misuse the website, interfere with its operation, attempt unauthorised access, distribute malicious code or use Meridian unlawfully.]
Intellectual property
[Identify ownership of Meridian’s research, writing, packet design, models, branding and website content.]
[Explain the limited personal-use permission granted to subscribers.]
Sharing and redistribution
[Explain whether subscribers may download and retain packets for personal use.]
[Prohibit unauthorised republication, resale, commercial distribution, public uploading and systematic reproduction.]
[Do not prevent uses that cannot lawfully be restricted.]
Publication timing and service availability
[Explain the expected monthly publication schedule.]
[State that publication may be delayed by data availability, technical problems, illness, operational disruption or other reasonable causes.]
[Do not promise uninterrupted access.]
Third-party services and links
[Explain Meridian’s use of Stripe, Tally, email providers, hosting services, ETF issuer information and external links.]
[Clarify that third-party services operate under their own terms and policies.]
Changes to Meridian and these Terms
[Explain when Meridian may change its service, pricing, methodology or Terms.]
[Require reasonable notice before material changes affecting existing paid subscribers.]
[Explain whether continued use after the effective date constitutes acceptance.]
Suspension and termination
[Identify reasonable grounds for suspension or termination, such as non-payment, credential sharing, unlawful use, security risks or material breach.]
[Explain notice, remaining access and refund consequences fairly.]
Consumer rights
Nothing in these Terms is intended to exclude, restrict or modify any consumer guarantee, right or remedy that cannot lawfully be excluded, restricted or modified.
[Insert additional legally reviewed Australian Consumer Law wording.]
Liability
[Insert a proportionate and legally reviewed limitation-of-liability clause.]
[Do not state that Meridian has no liability under any circumstances.]
[Preserve rights and remedies that cannot lawfully be excluded.]
Governing law
These Terms are governed by the laws of VICTORIA, AUSTRALIA, subject to any rights that apply under another jurisdiction and cannot lawfully be excluded.
[Insert final jurisdiction and dispute-resolution wording.]
Contact information
Questions about these Terms may be submitted through the Meridian contact page.
Operated by: [LEGAL NAME OR BUSINESS NAME]
ABN: [INSERT ABN]
Email: [INSERT SUPPORT EMAIL]
Location: Victoria, Australia
Contact: /contact